Trade with confidence
Given the right opportunity, many businesses would consider owning the premises they operate from and ambitious commercial landlords would explore opportunities to increase their portfolio. A structured mortgage allows you to do just that. So whether you’re looking to purchase, invest in or remortgage commercial properties, mixed-use schemes or large residential portfolios, we’ve got the expertise to support different scenarios.
| Feature | Commercial & Buy-To-Let mortgages |
|---|---|
| Credit line | From £50k – £20m |
| LTV | Up to 75% |
| Length of fixed rates | Over 3 to 7 years |
| Capital repayment term | Up to 25 years. Repayment holidays can be considered on a case by case basis. |
| Acceptable units | offices, warehouses, industrial, purpose-built student accommodation, equestrian centres, daycare/nursing homes, petrol stations, mixed use portfolios, HMOs, retail units and large residential portfolios |
| VAT loans | available on vatable commercial properties |
| Suitable for | Owner occupied commercial properties and investment assets |
| Charge | 1st and 2nd charge basis |
| Geography | Covering the whole of Great Britain including Scotland and Northern Ireland |
| Suitability | Owner occupied, investment properties and commercial property |