VAT Finance Product Guide

VAT loans are used by commercial property investors or developers to cover the additional 20% VAT that’s applied on property purchases plus stamp duty. This alleviates cash flow pressure and enables transactions to progress faster.

FeatureVAT Finance
Lending size£50k to £5m
SecurityUnsecured – based on merit
RatesFrom 0.8% per month
ProfileFinance against commercial properties and land registered for VAT
Loan termNo minimum term
Capacity Up to 100% of VAT due
GeographyProperties in England and Wales
VAT reclaimOur nominated funders can help facilitate VAT reclaim process on your behalf

N.B. This document does not constitute a recommendation or advice in relation to any financial product. We believe that the information and analysis provided is accurate, but do not guarantee that this is so. Any opinions expressed are the opinions of FundingSmiths. We accept no liability for any loss or damage incurred through your use of this document.